Managing Your Wealth

What do you include when asked to determine the value of your total economic wealth? If you are like most savvy investors, you probably turn to a balance sheet of financial assets such as stocks, bonds, mutual funds,real estate holdings and retirement savings accounts to calculate your financial net worth.

This traditional definition of wealth, however, is incomplete. It overlooks what may be your largest asset – your “human capital.”

Human Capital is defined here as the present value of expected future labor income. It can also be thought of as your earning ability. How does your economic wealth and human capital integrate? 

Contact me to develop your complimentary long-term financial strategy that provides solutions that address both asset allocation and your human capital.